Insurance Calculator

Insurance Calculator​

​This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. (calxml)
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How much life insurance do I need?

Financial experts recommend 10-12 times your income.  It is also important to assess your needs.  How much will your family need for daily living expenses after you pass away?  How much are your debts, mortgage, educational cost, and funeral expenses?  This calculator will help you to discover how much insurance your family needs to sustain their current standard of living.   

​What are my needs for burial and final expense?

Primarily, final expense and burial plans were designed to take care of funeral services.  Beneficiaries can utilize the death benefit to take care of probate fees and any other end of life expenses.  While there are many considerations, this ingenious calculator will develop a cost analysis of your final expenses.

How much will be available when it’s time to retire?

​Annuities have often been regarded as just a resource for monthly retirement income.  However, Annuities afford long-term care, legacy planning and provide guaranteed income for the rest of your life.  Annuities can be utilized to accrue capital through investments as well as recurrent fixed income.  In addition to the already mentioned benefits annuities have tax advantages. So, the question becomes what is the future value of your annuity? Retire with confidence and use this calculator to learn the value of your annuity in a given year in comparison to a taxable certificate of deposit savings